Is that it?
Almost, but not entirely. There is still the “You” factor to consider. Just like with auto insurance, your credit history will carry weight. Past credit problems can increase the overall rate. That’s not even the most significant item, though. What’s most important is your past claims history. Insurance carriers will go back five years to determine if you’ve had to file a claim on any watercraft insurance policy you have had. Prior claims can drastically affect the premium. More than one claim in the past five years can diminish the number of carriers willing to offer a policy.
What’s my next step?
The Horan Companies team of insurance professionals is here to help guide you through those insurance decisions. Call or contact us, and remember, we will not spam you or sell your information. To make it easy, we’ve added a short inquiry form below. Give that a quick fill-in, and one of our insurance pros will reach out. We’ve got you.