Education Station | Horan Insurance

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Does Home Insurance Cover Earthquakes in Central New York?

Explore earthquake coverage for Central New York homes. Find out if your policy protects against earth movement and how to safeguard your property.

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Does Homeowners Insurance Cover Insect Infestation and Pest Damage?

Homeowners insurance typically excludes pest damage. Understand why, and find out how to safeguard your Central New York home from unexpected repair...

Article

How Do I Insure an Expensive Bicycle in Central New York?

Help protect your high-end bicycle in Central New York with insurance. Get expert guidance on coverage options for your valuable ride.

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Do Golf Carts Require Separate Insurance in Central New York?

Explore golf cart insurance requirements in Central New York. Find out if you need coverage, what types are available, and how to protect your...

Article

What is a Certificate of Insurance?

Decode your Certificate of Insurance with this helpful guide. Understand key components and make informed decisions about your business or personal...

Article

Rental Car Coverage vs. Rental Car Reimbursement: Understanding the Difference

Compare rental car coverage and reimbursement for New York drivers. Understand key differences to make informed decisions about your auto insurance.

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Understanding Your Auto Insurance Coverage When Renting a Car

Unravel the complexities of rental car insurance coverage in New York. Find out how your auto policy protects you and where potential gaps may exist.

Article

How Do I Insure an Expensive Piano?

Protect your valuable piano in CNY with proper insurance. Get expert tips on coverage options beyond standard homeowners policies for your instrument.

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How Personal Insurance Works for Unmarried Couples Living Together

Unmarried couples face unique insurance challenges. Explore key considerations for auto, home, and other policies to protect your shared life and...

Article

Don’t Misuse the COI Description of Operations

Protect your CNY business from hidden insurance risks. Learn to properly use COI description of operations and avoid costly mistakes.

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NYCM Auto Insurance: Unveiling 3 Enhanced Coverage Options for Central New York Drivers

Discover NYCM's new auto insurance enhancements: new car replacement, OEM parts, and personal articles coverage. Broader protection for your driving...

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Should a Small CNY Business Buy Data Breach Insurance?

Explore data breach insurance for CNY small businesses. This article examines cyber threats, coverage options, and real scenarios to keep you...

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Empower Your Insurance Decisions with Essential Guidance

Does Home Insurance Cover Earthquakes in Central New York?

Does Homeowners Insurance Cover Insect Infestation and Pest Damage?

How Do I Insure an Expensive Bicycle in Central New York?

Do Golf Carts Require Separate Insurance in Central New York?

What is a Certificate of Insurance?

Rental Car Coverage vs. Rental Car Reimbursement: Understanding the Difference

Understanding Your Auto Insurance Coverage When Renting a Car

How Do I Insure an Expensive Piano?

How Personal Insurance Works for Unmarried Couples Living Together

Don’t Misuse the COI Description of Operations

NYCM Auto Insurance: Unveiling 3 Enhanced Coverage Options for Central New York Drivers

Should a Small CNY Business Buy Data Breach Insurance?

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