Skip to main content
The Right Boat Policy Matters

Your CNY boating season is short. Confusing boat insurance policies can sink your summer.

A boating accident can have catastrophic results. Uninsured damages, injuries, or pollution claims are avoidable. You need a policy built for today’s boater. 

boating season in CNY

You can stop feeling intimidated and anxious about your boat policy

You want to protect your boat and your passengers from unexpected accidents and damages. But you don’t want to spend hours comparing different policies and reading confusing terms and conditions. You want a boat insurance policy that is easy to understand, affordable, and tailored to you and your vessel.

If a boat policy doesn’t give you confidence and security on the water, what is it worth?

The right protection goes beyond just the basics. Comprehensive coverage means you don’t have to predict every possible scenario. You want assurance that your boat is covered for theft, vandalism, fire, hitting objects, and more. Without worrying about exclusions and limitations, you can be secure in the fact that you’re protected against costly surprises.

Five-Star Agency

What Our Clients Are Saying

Burning Questions Answered


Common Questions and Answers About Your Boat Insurance Policy Options

Can’t I just insure the boat on my home insurance policy?

Can I just insure my boat for the season?

How much does boat insurance cost?

Don’t settle for less than the best boat insurance.

You work hard for what you have. You should feel certain you’ve purchased the right boat coverage. You don’t want to waste your time and money on a policy that doesn’t fit. Or worse, one that leaves you unprotected when you need it most.

With the right boat insurance, you can avoid

  1. paying for the wrong insurance,
  2. being denied a claim that could have been covered, and
  3. facing expensive repair costs on things you could have insured.

If the worst happens, you want to be you again, enjoying your boat, family, and unique lifestyle. We’re Horan, an independent CNY agency. Our trusted insurance specialists can steer you to a boat policy designed with you in mind. Don’t let confusion, intimidation, anxiety, or uncertainty keep you from getting the boat insurance policy you deserve.