About Us

A relationship that’s focused on today in case of a bad tomorrow.

Your family, business, and possessions are all important to you, but you may not know how to better protect them. We have the experience to navigate the risks you face, serving as your Central New York licensed insurance agents.

What Sets us Apart

Choice

As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.

Guidance

Our insurance agents are here to guide you in the insurance industry and serve as your advocate from helping you select coverage through filing a claim.

Service

Our insurance agents have a strong passion for insurance and helping you protect what you value most in business and in life. We aim to treat our customers fairly.

An Independent Advantage

We are independent agents in Baldwinsville, New York, free to help you choose a carrier for your insurance needs. We do not work for an insurance company; we work with you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Horan Companies represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you coverage at a competitive price that fits your budget.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to help protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using a licensed insurance agent for an important financial decision.

An independent agent has several companies that he or she can approach to get you coverage at a price that fits your budget. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

Some Bragging Rights

2021 Readers' Choice

CNY Readers’ Choice 2021 Winner

2015 Business of the Year

Baldwinsville Chamber of Commerce

Meet Your Dedicated Horan Team

We value customer service.

Our team of licensed agents have decades of combined insurance experience. They’re friendly, fun, and ready to help you find insurance solutions for your requirements.

Learn more about who they are, what they do, and what they love by clicking on the images below and reading these lighthearted bios. You’ll discover some surprising facts about them that will brighten your day. Get ready to meet the team that is committed to you!

Also, learn How to Know If Horan is the Right Independent Agency for You.

Michele Scott

Client Liaison

Sandy Lamb

New Policy Liaison

Sean Becker

CEO

Steven Ladd

COO, Senior Commercial Agent

Neil Pecka

Operations Manager

Daniel J. Middleton

Content Manager

We’re Waiting to Hear From You

It’s safe to say that none of these smiling faces are intimidating. If you’re in the market for an insurance policy and are looking for guidance, we’re here for you. Call 315-635-2095 or contact us to schedule a discussion surrounding your needs.

To get a view of what life as a Horan client is like, read Kelvin Ringold’s client journey and learn how he came to value the personal world-class service of an independent agency.

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