Don’t let confusion about your Professional Liability E&O policy put your business at risk.
You need a Professional Liability E&O policy that is easy to understand, affordable, and tailored to your business. You need a policy that protects you from lawsuits, claims, and damages that could ruin your reputation and your livelihood.
Overcome policy intimidation and get the E&O coverage your business deserves.
You want to secure coverage without getting lost in legal complications. You seek the security of knowing your business is protected without anxiety over what is or isn’t included. Most of all, you desire the clarity to run your company with confidence instead of uncertainty.
Don’t settle for less than straightforward communication about what your professional liability policy does and does not cover. You should understand your options so you can make smart choices for your business. You need clarity around coverage so you can focus on what matters most: serving your clients.
What Our Clients Are Saying
“I always feel confident my insurance needs are covered with Steve and his team. They reach out if they find me a better rate, they clearly review my coverage so I understand, and communication is so easy with them.”
Lizzy Martin
“Steve is easy to work with and incredibly knowledgeable. He explains the details of your policy, highlighting the pros and cons of options. He really helped me to better understand what I was purchasing.”
Erin Wisneski
Education Station
Learn how to choose the right coverage for your needs, how to save money on your premiums, and how to make the most of your benefits. Whether you’re a new or existing client, you’ll find valuable information and tips that can help you protect yourself and your assets.
FAQ
Common Questions and Answers About Your E&O Policy Options
How is professional liability different from general liability?
General liability is designed to protect you against physical harm that could happen to another person or their property. However, if someone takes your professional advice, which results in an adverse outcome for them, professional liability insurance can protect you where general liability insurance will not.
What types of business is professional liability most suited for?
While there are many others, these are some of the most common types of businesses that choose professional liability insurance:
- Real Estate Brokers
- Consultants
- Lawyers
- Accountants
- Financial Advisors
- Insurance Agencies
- Advertising Agencies
- IT Professionals
- Marketing and Public Relations Professionals
- Appraisers
- Medical Professionals
- Beauticians
- Automotive Service Professionals
Is E&O insurance expensive?
E&O insurance can be costly depending on the type of business you have. A policy for beauticians usually starts at about $300 per year for $1,000,000 in protection, while a doctor’s policy can cost thousands. Contact us to discuss your unique circumstances.
Go beyond guesswork and understand your actual professional liability E&O protection.
You don’t want to be left in the dark about your Professional Liability E&O policy. You should feel confident you're buying the right professional liability protection. Why does something so vital have to feel like such a mystery? You deserve to stop worrying and start feeling secure that you have the appropriate safeguards for your business.
Local guidance can provide the clarity so you get coverage that fits your unique needs. With greater understanding comes increased security that your claims will be handled fairly. You can get back to focusing on your profession while finally having assurance that your interests are protected.
An independent CNY agency tailored to the needs of NY business owners can ensure you get transparent guidance for making smart insurance decisions. The Horan agency is here for you. Fill out the form to get things started. One of our insurance specialists will be happy to discuss your policy options.