Keep your business rolling with smart and simple business auto insurance.
You want a policy written in plain language so you know exactly what is and isn’t covered for your vehicles.
Gain confidence in your coverage by finding a helpful car and truck policy.
You don’t want to feel intimidated and anxious about your business auto insurance. You want to understand your policy thoroughly so you have certainty it helps protect your company vehicles. Most of all, you want the security that comes with having the right coverage.
The ideal policy safeguards your entire fleet, whether that’s 2 vehicles or 20. It covers liability, collisions, vandalism, theft, and more. You want coverage that leaves no vehicle or driver vulnerable. Most importantly, you want coverage that fits your business and keeps your company moving forward.
What Our Clients Are Saying
“I always feel confident my insurance needs are covered with Steve and his team. They reach out if they find me a better rate, they clearly review my coverage so I understand, and communication is so easy with them.”
Lizzy Martin
“Steve is easy to work with and incredibly knowledgeable. He explains the details of your policy, highlighting the pros and cons of options. He really helped me to better understand what I was purchasing.”
Erin Wisneski
Education Station
Learn how to choose the right coverage for your needs, how to save money on your premiums, and how to make the most of your benefits. Whether you’re a new or existing client, you’ll find valuable information and tips that can help you protect yourself and your assets.
FAQ
Common Questions and Answers About Your Business Auto Insurance Policy Options
Does my vehicle need commercial plates or registration to get business insurance?
No. However, the New York State DMV has some specific rules regarding the registration of vehicles used for business:
“A pick-up truck registered as a Passenger Vehicle cannot display any business advertisements and must be used exclusively for non-commercial purposes.”
While you can still obtain business auto insurance on a vehicle registered for personal use, it’s wise to confirm you are not out of compliance with the state.
Does my business auto insurance still cover personal use of the vehicle?
Yes, a business auto policy will cover both business and personal use, unlike a personal auto policy which excludes business use.
How much does business auto insurance typically cost?
Premiums can vary substantially based on factors like vehicle type, weight class, usage, value, and number of vehicles. However, as an example, a policy for one newer model pickup truck with average coverage limits may cost around $1,300 per year.
Confused by complicated policies? You need a simple way to help protect your business vehicles.
You don’t want to risk losing your cars, trucks, or vans to accidents, theft, or damage. But you also don’t want to spend hours trying to figure out what coverage you need, how much it costs, or how to file a claim. You want commercial auto insurance that is clear, affordable, and reliable.
You want a local independent CNY insurance agency that helps businesses like yours find the commercial auto insurance for your requirements. One that works with a network of companies that can compare coverage options with you. And one that provides you with service and support, from getting a free quote to filing a claim.
That’s where we come in. Horan is here to make your life easier and your business safer.