Skip to main content
Open Search
Get a Quote
Search for topics or resources
Enter your search below and hit enter or click the search icon.
Close Search
A Business Owners Policy Matters

Help protect your stuff and your work with a simple and smart insurance policy.

A Business Owners Policy efficiently bundles property and liability insurance so you can focus on what matters most: running your company.

Business Owners Insurance in CNY

A Business Owners Policy can secure your business

You want to run your business with confidence, knowing that you have the right insurance coverage for any situation. You don’t want to waste time and money on multiple policies that may not cover everything you need. You also don’t want to deal with complicated claims and paperwork that take you away from your core business activities.

That’s why you need a business owners policy (BOP). A BOP is a package of insurance that combines property, liability, and business interruption coverage in one convenient policy. It’s designed to help protect your business from common risks such as fire, theft, vandalism, lawsuits, and loss of income.

Five-Star Agency

What Our Clients Are Saying

“I always feel confident my insurance needs are covered with Steve and his team. They reach out if they find me a better rate, they clearly review my coverage so I understand, and communication is so easy with them.”

Lizzy Martin

Horan Google Reviews

“Steve is easy to work with and incredibly knowledgeable. He explains the details of your policy, highlighting the pros and cons of options. He really helped me to better understand what I was purchasing.”

Erin Wisneski

Woman Preparing to Write Horan a Google Review
Burning Questions Answered

FAQ

Common Questions and Answers About Your Business Owners Insurance Policy Options

Does a Business Owners Policy take care of all my insurance requirements?

Do I need to be an LLC or a corporation to buy a Business Insurance Policy?

Do I have to have a business policy to do business?

Why a BOP is a smart investment for your business

You need a business owners policy (BOP) to help protect your business from unexpected risks and losses. A BOP can also help you save money in the long run by giving you various benefits for your bottom line.

  • A BOP can lower your premiums by bundling different types of coverage in one policy. You can 15 to 20 percent on your insurance costs by choosing a BOP over separate policies.
  • A BOP can help protect your cash flow by covering your lost income and extra expenses if your business is interrupted by a covered event. You can get up to 12 months of business interruption coverage with a BOP.

A BOP is more than just insurance. It’s an investment in your business’s future. By choosing a BOP, you can focus on growing your business without worrying about unexpected risks and losses. You can also enjoy the convenience and flexibility of having one policy, one bill, and one agent to handle all your insurance preferences.