Serving Central New York's Insurance Requirements
See coverage that's crafted to address your requirements and help you make the most of your insurance budget. Our local CNY agency can provide guidance based on our understanding of your needs and the local market.
Make Thoughtful Insurance Choices
You're already spending your money on insurance. Consider options that aim to provide value for your individual circumstances.
Efficient Claims Process
Our insurance coverage options are designed to address your needs. We strive to handle claims efficiently and fairly.
Understanding Your Insurance Options
We aim to help you feel more confident about your insurance choices, potentially offering a new perspective on coverage.
You may benefit from an insurance policy that addresses your particular situation. A wrong fit can lead to more than discomfort.
You could pay for coverage you don't use and miss knowing about coverage that's more your size. That creates gaps that could leave you vulnerable. Take advantage of the benefits of having insurance for your situation.
Here are some of the risks that you face by not having coverage made for you:
Claims Denied
Your carrier will say no to paying for a claim. One that could have been covered with an appropriate rider.
Policies Cancelled
When you are not asked the right questions to begin with, carriers can cancel your policy if they find you pose a risk they don't want.
Overpaying
You could miss out on opportunities, discounts, or rewards that could save you money or improve your quality of life.
An Agency that Grows with You
Consider an agency offering various options. We aim to build strong connections which continue beyond what you need today. Our licensed agents are available to assist you as your insurance requirements evolve over time, whether you're:
Opening that new business
Continue the relationship without needing to look elsewhere.
Adding the kids
You need an agent who can provide options for your teen drivers—one who can adjust without you having to seek alternatives on your own.
Finally buying that vacation home
And, of course, that same agency who will be there to cover that lakehouse you always dreamed of (and the boat).
Find Insurance in 3 Easy Steps
You may feel confused, anxious, or uncertain about insurance. It can be intimidating. You’ve worked hard for your money and only want to buy the right policy. We feel your pain. That's why we're here to help. To get a quote, all you have to do is follow three easy steps:
Talk to Us
Call or click the Get a Quote button. We'll get started by learning more about you. We'll ask questions so we can choose the carrier and coverage for your quote.
Discuss Your Quote
Once your quote is complete, we'll email it to you. We'll compliment your quote with an easy-to-follow overview. Shortly after we'll review it together and make any necessary changes.
Finally Get Support
We're here to help you understand your insurance options. Our team can provide support and guidance throughout the process.
What Our Clients Are Saying
"They explained what they were doing, how they were doing it, what was covered, and what wasn't. They didn't wait, and they didn't haggle."
Kelvin Ringold, Homeowner
Are you tired of insurance agents' confusing jargon?
Comprehending what’s written in an insurance policy is hard enough.
You want clear-cut evidence that your coverage has you better protected. You want to be given simple, straightforward explanations in plain language.
You'll get that kind of conversation with Horan. We'll educate you about your insurance coverage using real-life scenarios.
Your new relationship with insurance begins with that green button!
Use this form to get a quote, consultation, and straight answers on insuring your:
- home,
- auto,
- business,
- possessions, and
- more
Education Station
Learn how to choose the right coverage for your unique situation, how to save money on your premiums, and how to make the most of your benefits. Whether you’re a new or existing client, you’ll find valuable information and tips that can help you protect yourself and your assets.
Choose a Local Agency That Cares
You won't be working with just another insurance agency. You'll have a local Baldwinsville-based group at your service. One that knows the CNY region, its residents, and the unique insurance landscape.
You want an agency that cares about your risks and preferences. One that will work with you to find coverage for your family or business. You want an experienced agency that will provide you with service and support.
That's the Horan agency, and we aim to be there for you when you need us. Choose Horan as soon as you're ready to get a quote that meets your requirements.