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CNY Independent Insurance Agency

Serving Central New York's Insurance Requirements

See coverage that's crafted to address your requirements and help you make the most of your insurance budget. Our local CNY agency can provide guidance based on our understanding of your needs and the local market.

Insurance to Address Your Needs

You may benefit from an insurance policy that addresses your particular situation. A wrong fit can lead to more than discomfort.

You could pay for coverage you don't use and miss knowing about coverage that's more your size. That creates gaps that could leave you vulnerable. Take advantage of the benefits of having insurance for your situation.

Here are some of the risks that you face by not having coverage made for you:

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Claims Denied

Your carrier will say no to paying for a claim. One that could have been covered with an appropriate rider.

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Policies Cancelled

When you are not asked the right questions to begin with, carriers can cancel your policy if they find you pose a risk they don't want. 

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Overpaying

You could miss out on opportunities, discounts, or rewards that could save you money or improve your quality of life.

Find an Agency for the Long Term

An Agency that Grows with You

Consider an agency offering various options. We aim to build strong connections which continue beyond what you need today. Our licensed agents are available to assist you as your insurance requirements evolve over time, whether you're:

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Opening that new business

Continue the relationship without needing to look elsewhere. 

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Adding the kids

You need an agent who can provide options for your teen drivers—one who can adjust without you having to seek alternatives on your own.

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Finally buying that vacation home

And, of course, that same agency who will be there to cover that lakehouse you always dreamed of (and the boat).

The 3-Step Plan

Find Insurance in 3 Easy Steps

You may feel confused, anxious, or uncertain about insurance. It can be intimidating. You’ve worked hard for your money and only want to buy the right policy. We feel your pain. That's why we're here to help. To get a quote, all you have to do is follow three easy steps:

What Our Clients Are Saying

Get a Free Quote

Are you tired of insurance agents' confusing jargon?

Comprehending what’s written in an insurance policy is hard enough.

You want clear-cut evidence that your coverage has you better protected. You want to be given simple, straightforward explanations in plain language. 

You'll get that kind of conversation with Horan. We'll educate you about your insurance coverage using real-life scenarios. 

Your new relationship with insurance begins with that green button!  

Use this form to get a quote, consultation, and straight answers on insuring your:

  • home,
  • auto,
  • business,
  • possessions, and
  • more
Empathetic Agency

Choose a Local Agency That Cares

You won't be working with just another insurance agency. You'll have a local Baldwinsville-based group at your service. One that knows the CNY region, its residents, and the unique insurance landscape.

You want an agency that cares about your risks and preferences. One that will work with you to find coverage for your family or business. You want an experienced agency that will provide you with service and support.

That's the Horan agency, and we aim to be there for you when you need us. Choose Horan as soon as you're ready to get a quote that meets your requirements.

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