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If Your Insurance Company Closes, Are You Still Covered? What New York's Guaranty Fund Means for CNY Policyholders

General Topics

If Your Insurance Company Closes, Are You Still Covered? What New York's Guaranty Fund Means for CNY Policyholders

July 1st, 2026|3 min read

Does Your Homeowners Insurance Cover a Broken Furnace? What CNY Homeowners Should Know About Equipment Breakdown Coverage

Home Insurance | Equipment Breakdown Insurance

Does Your Homeowners Insurance Cover a Broken Furnace? What CNY Homeowners Should Know About Equipment Breakdown Coverage

June 29th, 2026|3 min read

A Comprehensive Horan Guide to Homeowners Insurance

Home Insurance

A Comprehensive Horan Guide to Homeowners Insurance

June 26th, 2026|17 min read

Service Contracts vs. Insurance: What CNY Drivers and Homeowners Should Understand Before Signing

General Topics

Service Contracts vs. Insurance: What CNY Drivers and Homeowners Should Understand Before Signing

June 24th, 2026|3 min read

The Duty to Defend in New York Liability Policies: Why It Belongs to the Insurer, Not You

General Topics

The Duty to Defend in New York Liability Policies: Why It Belongs to the Insurer, Not You

June 22nd, 2026|3 min read

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Get Accurate Auto Insurance Quotes: Provide Required Info

Car Insurance

Get Accurate Auto Insurance Quotes: Provide Required Info

June 19th, 2026|5 min read

After an Incident, What You Do Before Calling Your Insurer Can Cost You

General Topics

After an Incident, What You Do Before Calling Your Insurer Can Cost You

June 17th, 2026|3 min read

When a Liability Claim Feels Like a Private Matter — and Why That Thinking Backfires in New York

General Topics

When a Liability Claim Feels Like a Private Matter — and Why That Thinking Backfires in New York

June 15th, 2026|3 min read

Driving for DoorDash or Instacart in CNY? The Insurance Gap New York Law Leaves Open

Car Insurance

Driving for DoorDash or Instacart in CNY? The Insurance Gap New York Law Leaves Open

June 10th, 2026|3 min read

Two Causes, One Loss: Why the Wording of Your Policy Matters

Car Insurance

Two Causes, One Loss: Why the Wording of Your Policy Matters

June 8th, 2026|3 min read

Should I Keep “Full Coverage” on My Paid-Off Car?

Car Insurance

Should I Keep “Full Coverage” on My Paid-Off Car?

June 5th, 2026|5 min read

Smart Questions to Ask Before Signing for Add-Ons at the Dealer Finance Office

Car Insurance

Smart Questions to Ask Before Signing for Add-Ons at the Dealer Finance Office

June 3rd, 2026|3 min read

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Mechanical Breakdown Insurance for CNY Drivers: An Alternative to Dealer Warranties

Car Insurance

Mechanical Breakdown Insurance for CNY Drivers: An Alternative to Dealer Warranties

June 1st, 2026|3 min read

Understanding Uninsured and Underinsured Motorist Coverage

Car Insurance

Understanding Uninsured and Underinsured Motorist Coverage

May 29th, 2026|5 min read

Non-Owner Policy or Listed Driver: Understanding the Difference for Central New York Drivers

Car Insurance

Non-Owner Policy or Listed Driver: Understanding the Difference for Central New York Drivers

May 27th, 2026|3 min read

Selling Your Car in Central New York Without a Replacement Vehicle: What Happens to Your Auto Insurance

Car Insurance

Selling Your Car in Central New York Without a Replacement Vehicle: What Happens to Your Auto Insurance

May 25th, 2026|3 min read

The Hidden Risks of Keeping Your License Plates After Selling Your Car

Car Insurance

The Hidden Risks of Keeping Your License Plates After Selling Your Car

May 22nd, 2026|4 min read

Non-Owner Auto Insurance in Central New York: Coverage for Drivers Without a Vehicle

Car Insurance | General Topics

Non-Owner Auto Insurance in Central New York: Coverage for Drivers Without a Vehicle

May 20th, 2026|4 min read

After the Total Loss: New York's Salvage and Rebuilt Title Process Explained

Car Insurance | General Topics

After the Total Loss: New York's Salvage and Rebuilt Title Process Explained

May 18th, 2026|5 min read

Why The Insurer Totaled Your Car and How it Impacts Your Insurance Claim

Car Insurance

Why The Insurer Totaled Your Car and How it Impacts Your Insurance Claim

May 15th, 2026|4 min read