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Education Station

Empower Your Insurance Decisions with Essential Guidance

Discover critical insurance insights in bite-sized pieces. Our Education Station breaks down complex topics, helping you make confident choices easily.

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Article

Subrogation Explained: Why It Matters for Your CNY Insurance Claim

Subrogation can impact your CNY insurance claim. Understand how this process works, why it matters, and how it might help you recover your deductible.

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Article

Home Insurance Property Inspections: What Central New York Homeowners Should Know

Understand what to expect during home insurance property inspections in Central New York. Get insights on common issues and how to prepare your home.

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Article

Someone Hit My Vehicle: Do I Call Their Insurance or Mine?

Determining whether to file a claim with the other driver's or your own insurance after an accident can be complex. This article explores the pros...

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Article

Will I Get a Refund if I Cancel My Insurance Early?

Understand when and how you'll receive a refund for canceling your insurance policy early. Get insights on pro-rata refunds and policy-specific...

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Article

How to Insure a House Owned in an LLC

Navigating insurance for LLC-owned properties in Central New York can be complex. Explore personal vs. commercial policy options and strategies to...

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Article

Understanding Timely Claim Reporting and Its Critical Importance

Understand the critical importance of timely claim reporting in insurance. Find out how prompt reporting can help preserve your coverage and...

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Article

Why Septic System Owners Still Need Water Backup Insurance

Septic system owners: Water backup insurance is crucial. Find out why your standard policy may not be enough and how to protect your Central New York...

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Article

Does Your Insurance Cover Condo and HOA Special Assessments?

Condo and HOA special assessments can catch homeowners off guard. Understand your insurance coverage and protect yourself from unexpected costs.

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Article

Unexpected Risks of Renting Out Your Private Pool for Extra Income

Renting out your pool for extra cash? Understand the hidden risks and insurance pitfalls. Get insights on protecting your property and finances in...

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Article

Understanding Personal Property Coverage for Homeowners and Renters Insurance

Insure your belongings in Central New York with adequate personal property coverage. Understand limits, options, and best practices for homeowners...

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Article

How Home Insurance Safeguards Outbuildings and Other Detached Structures

Explore how home insurance Coverage B may apply to detached structures like garages and sheds. Know what to ask about protecting your entire property.

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Article

What is Dwelling Coverage on a Homeowners Policy?

Understand dwelling coverage on your homeowners policy. Find out what it insures, how much you need, and why it's crucial for safeguarding your home.

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