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Insurance Blog

General Topics

How Inflation Is Driving Up Insurance Rates

April 18th, 2025|3 min read

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Comparing Insurance Paths: Captive Agent, Direct Writer, Independent Agent, or Broker?

April 11th, 2025|4 min read

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Understanding Policy Exclusions: What Your Insurance Doesn't Cover

April 7th, 2025|4 min read

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Understanding Insurance Binders, COIs, and Quotes: Essential Documentation for Your Central New York Property Transactions

April 2nd, 2025|4 min read

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What Risk Assessment Means for Your Insurance Coverage

March 31st, 2025|3 min read

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Home Insurance | Auto Insurance | General Topics

Foremost Insurance: The Horan Review

March 24th, 2025|5 min read

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Understanding Insurance Jargon: A Glossary for Central New Yorkers

March 10th, 2025|2 min read

Home Insurance | Car Insurance | General Topics

How Insurance Deductibles Work on Your Central New York Policy

January 13th, 2025|3 min read

Home Insurance | Car Insurance | General Topics

What You Should Know About Insurance Scoring and Your Premium Rates

January 10th, 2025|2 min read

Home Insurance | Business Insurance | General Topics

How to Document Your Property: A CNY Guide to Home and Business Inventory

January 6th, 2025|2 min read

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Main Street Insurance's Personal Lines Exit: What Central New York Policyholders Need to Know

December 27th, 2024|2 min read

Home Insurance | Car Insurance | General Topics

Will You Get Better Insurance Rates By Going Direct to Carriers Instead of Using an Agent?

December 23rd, 2024|2 min read

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Home Insurance | Car Insurance | General Topics

Do Insurance Losses from Disasters in Other States Affect My New York Policy?

December 4th, 2024|3 min read

Home Insurance | Car Insurance | General Topics

Subrogation Explained: Why It Matters for Your CNY Insurance Claim

November 25th, 2024|3 min read

Home Insurance | Car Insurance | General Topics

Will I Get a Refund if I Cancel My Insurance Early?

November 18th, 2024|4 min read

Home Insurance | Car Insurance | General Topics

Understanding Timely Claim Reporting and Its Critical Importance

November 13th, 2024|4 min read

Home Insurance | Business Insurance | General Topics

What is a Certificate of Insurance?

October 11th, 2024|8 min read

Home Insurance | Car Insurance | General Topics

How Personal Insurance Works for Unmarried Couples Living Together

October 2nd, 2024|5 min read

Home Insurance | Business Insurance | General Topics

Is Your Landscaper or Deck Builder Insured? Does it Matter in CNY?

July 1st, 2024|3 min read

Home Insurance | Car Insurance | General Topics

How to Know If Horan is a Suitable Independent Agency for You

June 21st, 2024|4 min read