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Insurance Blog
Car Insurance | General Topics
Non-Owner Auto Insurance in Central New York: Coverage for Drivers Without a Vehicle
May 20th, 2026|4 min read
Car Insurance | General Topics
After the Total Loss: New York's Salvage and Rebuilt Title Process Explained
May 18th, 2026|5 min read
Car Insurance | General Topics
Comparative Fault Reform in Albany: What the Auto Insurance Debate Means for Central New York Drivers
May 11th, 2026|3 min read
Allegany Insurance Group: The Horan Review
April 29th, 2026|5 min read
General Topics | Flood Insurance
Neptune Flood Insurance: The Horan Review
April 27th, 2026|6 min read
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How to Know If Horan is a Suitable Independent Agency for You
April 24th, 2026|4 min read
Home Insurance | Business Insurance | General Topics
Is Your Landscaper or Deck Builder Insured? Does it Matter in CNY?
March 6th, 2026|3 min read
Business Insurance | General Topics
How to Choose Between Replacement Cost and Actual Cash Value Coverage for Your Central New York Business
January 14th, 2026|4 min read
Replacement Cost vs. Actual Cash Value Coverage: Understanding Commercial Property Insurance Options in Central New York
January 12th, 2026|3 min read
Insurance Claims: Frequency vs. Severity
January 9th, 2026|3 min read
Business Insurance | General Topics
Defense Within Limits vs. Defense Outside Limits: How Legal Defense Costs Affect Your Central New York Business Insurance
January 5th, 2026|3 min read
Business Insurance | General Topics
The Real Cost of Snow Plowing Accidents in Central New York: Why Coverage Gaps Hurt More Than You Think
December 31st, 2025|8 min read
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Get in TouchBusiness Insurance | General Topics
Understanding Commercial Policy Exclusions: What Your Central New York Business Insurance Doesn't Cover
December 29th, 2025|5 min read
Indemnification and Waiver of Subrogation Clauses: Understanding Contract Requirements for Central New York Businesses
December 24th, 2025|6 min read
Business Insurance | General Topics
Snow Plowing Contract Red Flags: Insurance Clauses CNY Plowers Should Understand Before Signing
December 22nd, 2025|8 min read
New York Scaffold Law: Liability Implications for CNY Contractors
December 15th, 2025|7 min read
Understanding Your Insurance Agency's Role in the Claims Process
November 19th, 2025|3 min read
Why Your CNY Insurance Rates Increased When Nothing About You Changed
November 17th, 2025|3 min read
CNY Weather Risk Management: How Central New York Businesses Can Address Seasonal Insurance Challenges
November 5th, 2025|9 min read
When Jewelry Appraisals Matter for Your Central New York Insurance Coverage
October 8th, 2025|5 min read