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Insurance Blog

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Replacement Cost vs. Actual Cash Value Coverage: Understanding Commercial Property Insurance Options in Central New York

January 12th, 2026|3 min read

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Insurance Claims: Frequency vs. Severity

January 9th, 2026|3 min read

Business Insurance | General Topics

Defense Within Limits vs. Defense Outside Limits: How Legal Defense Costs Affect Your Central New York Business Insurance

January 5th, 2026|3 min read

Business Insurance | General Topics

The Real Cost of Snow Plowing Accidents in Central New York: Why Coverage Gaps Hurt More Than You Think

December 31st, 2025|8 min read

Business Insurance | General Topics

Understanding Commercial Policy Exclusions: What Your Central New York Business Insurance Doesn't Cover

December 29th, 2025|5 min read

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Indemnification and Waiver of Subrogation Clauses: Understanding Contract Requirements for Central New York Businesses

December 24th, 2025|6 min read

Business Insurance | General Topics

Snow Plowing Contract Red Flags: Insurance Clauses CNY Plowers Should Understand Before Signing

December 22nd, 2025|8 min read

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New York Scaffold Law: Liability Implications for CNY Contractors

December 15th, 2025|7 min read

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Understanding Your Insurance Agency's Role in the Claims Process

November 19th, 2025|3 min read

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Why Your CNY Insurance Rates Increased When Nothing About You Changed

November 17th, 2025|3 min read

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CNY Weather Risk Management: How Central New York Businesses Can Address Seasonal Insurance Challenges

November 5th, 2025|9 min read

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When Jewelry Appraisals Matter for Your Central New York Insurance Coverage

October 8th, 2025|5 min read

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Beyond the Policyholder: Understanding Different Ways to Be Listed on Insurance Policies in Central New York

September 22nd, 2025|3 min read

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When and Why You Should Review Your Personal Insurance Coverage: A Central New York Guide

September 15th, 2025|4 min read

Business Insurance | General Topics | COI | COI Request

How to Handle a Certificate of Insurance Request

September 12th, 2025|4 min read

Business Insurance | General Topics

Appropriate Tool Insurance for Small Contractors

August 29th, 2025|3 min read

Home Insurance | General Topics

Why Standard Insurance Policies Exclude Common Risks: Policy Gaps in Central New York

August 13th, 2025|4 min read

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Why Insurance Policies Include Coverage That May Not Apply to You: Bundle Requirements in Central New York

August 11th, 2025|4 min read

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When Can You Switch Insurance Companies? A Central New York Guide to Changing Carriers

August 6th, 2025|4 min read

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Why Your Local Insurance Agency Isn't an Insurance Carrier: Understanding the Difference

July 16th, 2025|3 min read