Daniel J. Middleton
Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.
When a Liability Claim Feels Like a Private Matter — and Why That Thinking Backfires in New York
June 15th, 2026|3 min read
Driving for DoorDash or Instacart in CNY? The Insurance Gap New York Law Leaves Open
June 10th, 2026|3 min read
Two Causes, One Loss: Why the Wording of Your Policy Matters
June 8th, 2026|3 min read
Should I Keep “Full Coverage” on My Paid-Off Car?
June 5th, 2026|5 min read
Smart Questions to Ask Before Signing for Add-Ons at the Dealer Finance Office
June 3rd, 2026|3 min read
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Mechanical Breakdown Insurance for CNY Drivers: An Alternative to Dealer Warranties
June 1st, 2026|3 min read
Understanding Uninsured and Underinsured Motorist Coverage
May 29th, 2026|5 min read
Non-Owner Policy or Listed Driver: Understanding the Difference for Central New York Drivers
May 27th, 2026|3 min read
Selling Your Car in Central New York Without a Replacement Vehicle: What Happens to Your Auto Insurance
May 25th, 2026|3 min read
The Hidden Risks of Keeping Your License Plates After Selling Your Car
May 22nd, 2026|4 min read
Car Insurance | General Topics
Non-Owner Auto Insurance in Central New York: Coverage for Drivers Without a Vehicle
May 20th, 2026|4 min read
Car Insurance | General Topics
After the Total Loss: New York's Salvage and Rebuilt Title Process Explained
May 18th, 2026|5 min read
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Get in TouchWhy The Insurer Totaled Your Car and How it Impacts Your Insurance Claim
May 15th, 2026|4 min read
When Your Car Is Totaled in New York: What the Claims Process Actually Looks Like
May 13th, 2026|5 min read
Car Insurance | General Topics
Comparative Fault Reform in Albany: What the Auto Insurance Debate Means for Central New York Drivers
May 11th, 2026|3 min read
What is Supplemental Spousal Liability Insurance and Do I Need It?
May 8th, 2026|4 min read
When a Spouse Dies: How It Affects Your Supplemental Spousal Liability Coverage in Central New York
May 6th, 2026|3 min read
Storing a Vehicle for Winter in Central New York: What Your Auto Insurance Policy Actually Covers
May 4th, 2026|4 min read
If I’m Not in a Flood Zone, Do I Need Flood Insurance?
May 1st, 2026|6 min read
Allegany Insurance Group: The Horan Review
April 29th, 2026|5 min read