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Daniel J. Middleton

Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.

Business Insurance

Real Estate Agent E&O Insurance in Central New York: The Coverage Gap Your General Liability Policy Won't Fill

April 6th, 2026|4 min read

Business Insurance

Painter’s Insurance: When the First Coat Isn’t Enough

April 3rd, 2026|5 min read

Business Insurance

The Coinsurance Clause: Why Your Commercial Property Claim May Pay Less Than You Expect

April 1st, 2026|3 min read

Business Owners Insurance

How Business Interruption Insurance Actually Pays Out After a Covered Loss

March 30th, 2026|5 min read

Business Insurance | lessor’s risk insurance

Why Lessor's Risk Insurance Can Be Important for Commercial Property Owners in CNY

March 27th, 2026|8 min read

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Business Insurance

How Multi-Location Blanket Coverage Works for Businesses Operating Across Several Sites

March 25th, 2026|6 min read

Business Insurance | Workers Compensation

The Experience Modification Factor: Why Your Workers Comp Premium Keeps Climbing in New York

March 23rd, 2026|5 min read

Business Insurance

A Guide to Commercial Auto Insurance in Central New York

March 20th, 2026|13 min read

business auto

Hired and Non-Owned Auto Insurance: The Coverage Gap CNY Businesses Don't See Coming

March 18th, 2026|4 min read

Business Insurance

Liquor Liability Insurance for CNY Venues, Event Spaces, and Caterers

March 16th, 2026|6 min read

Business Insurance

Bar and Tavern Liquor Liability Insurance for CNY Businesses

March 13th, 2026|6 min read

Business Insurance

How Blanket Coverage Combines Building and Contents Limits for CNY Businesses

March 11th, 2026|5 min read

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Business Insurance | Builder's Risk

Builder's Risk Insurance for Contractors: Coverage for Your Central New York Construction Projects

March 9th, 2026|4 min read

Home Insurance | Business Insurance | General Topics

Is Your Landscaper or Deck Builder Insured? Does it Matter in CNY?

March 6th, 2026|3 min read

Business Insurance

Pollution Liability Coverage for CNY Contractors: When General Liability Falls Short

March 4th, 2026|3 min read

Business Insurance

Third-Party Caterers at Your Venue: Managing Insurance Requirements and Understanding Liability Gaps

March 2nd, 2026|4 min read

Business Insurance

The 10 Most Essential Insurance Riders CNY Restaurants Should Have

February 27th, 2026|10 min read

Business Insurance

In-House Catering at Your Venue: Insurance Considerations for Food Service Operations in Central New York

February 25th, 2026|4 min read

Business Insurance

Completed Operations Coverage for Central New York Contractors: Understanding Liability After Project Completion

February 23rd, 2026|3 min read

Business Insurance

Scheduling High-Value Business Equipment: What Central New York Business Owners Should Consider

February 18th, 2026|5 min read