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Daniel J. Middleton

Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.

Smart Questions to Ask Before Signing for Add-Ons at the Dealer Finance Office

Car Insurance

Smart Questions to Ask Before Signing for Add-Ons at the Dealer Finance Office

June 3rd, 2026|3 min read

Mechanical Breakdown Insurance for CNY Drivers: An Alternative to Dealer Warranties

Car Insurance

Mechanical Breakdown Insurance for CNY Drivers: An Alternative to Dealer Warranties

June 1st, 2026|2 min read

Understanding Uninsured and Underinsured Motorist Coverage

Car Insurance

Understanding Uninsured and Underinsured Motorist Coverage

May 29th, 2026|5 min read

Non-Owner Policy or Listed Driver: Understanding the Difference for Central New York Drivers

Car Insurance

Non-Owner Policy or Listed Driver: Understanding the Difference for Central New York Drivers

May 27th, 2026|3 min read

Selling Your Car in Central New York Without a Replacement Vehicle: What Happens to Your Auto Insurance

Car Insurance

Selling Your Car in Central New York Without a Replacement Vehicle: What Happens to Your Auto Insurance

May 25th, 2026|3 min read

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The Hidden Risks of Keeping Your License Plates After Selling Your Car

Car Insurance

The Hidden Risks of Keeping Your License Plates After Selling Your Car

May 22nd, 2026|4 min read

Non-Owner Auto Insurance in Central New York: Coverage for Drivers Without a Vehicle

Car Insurance | General Topics

Non-Owner Auto Insurance in Central New York: Coverage for Drivers Without a Vehicle

May 20th, 2026|4 min read

After the Total Loss: New York's Salvage and Rebuilt Title Process Explained

Car Insurance | General Topics

After the Total Loss: New York's Salvage and Rebuilt Title Process Explained

May 18th, 2026|5 min read

Why The Insurer Totaled Your Car and How it Impacts Your Insurance Claim

Car Insurance

Why The Insurer Totaled Your Car and How it Impacts Your Insurance Claim

May 15th, 2026|4 min read

When Your Car Is Totaled in New York: What the Claims Process Actually Looks Like

Car Insurance

When Your Car Is Totaled in New York: What the Claims Process Actually Looks Like

May 13th, 2026|5 min read

Comparative Fault Reform in Albany: What the Auto Insurance Debate Means for Central New York Drivers

Car Insurance | General Topics

Comparative Fault Reform in Albany: What the Auto Insurance Debate Means for Central New York Drivers

May 11th, 2026|3 min read

What is Supplemental Spousal Liability Insurance and Do I Need It?

Car Insurance

What is Supplemental Spousal Liability Insurance and Do I Need It?

May 8th, 2026|4 min read

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When a Spouse Dies: How It Affects Your Supplemental Spousal Liability Coverage in Central New York

Auto Insurance

When a Spouse Dies: How It Affects Your Supplemental Spousal Liability Coverage in Central New York

May 6th, 2026|3 min read

Storing a Vehicle for Winter in Central New York: What Your Auto Insurance Policy Actually Covers

Car Insurance

Storing a Vehicle for Winter in Central New York: What Your Auto Insurance Policy Actually Covers

May 4th, 2026|4 min read

If I’m Not in a Flood Zone, Do I Need Flood Insurance?

If I’m Not in a Flood Zone, Do I Need Flood Insurance?

May 1st, 2026|6 min read

Allegany Insurance Group: The Horan Review

General Topics

Allegany Insurance Group: The Horan Review

April 29th, 2026|5 min read

Neptune Flood Insurance: The Horan Review

General Topics | Flood Insurance

Neptune Flood Insurance: The Horan Review

April 27th, 2026|6 min read

How to Know If Horan is a Suitable Independent Agency for You

General Topics

How to Know If Horan is a Suitable Independent Agency for You

April 24th, 2026|4 min read

GAP Insurance for Leased Vehicles in Central New York: What Drivers Should Know Before Signing

Car Insurance

GAP Insurance for Leased Vehicles in Central New York: What Drivers Should Know Before Signing

April 22nd, 2026|4 min read

Going Electric in Central New York? Here's the EV Insurance Cost You're Not Calculating

Car Insurance

Going Electric in Central New York? Here's the EV Insurance Cost You're Not Calculating

April 20th, 2026|5 min read