Skip to main content

Daniel J. Middleton

Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.

General Topics

Insurance Claims: Frequency vs. Severity

January 9th, 2026|3 min read

Business Insurance

When to Increase Your Snow Plowing Insurance Coverage in Central New York: 5 Growth Triggers That Signal It's Time

January 7th, 2026|8 min read

Business Insurance | General Topics

Defense Within Limits vs. Defense Outside Limits: How Legal Defense Costs Affect Your Central New York Business Insurance

January 5th, 2026|3 min read

Business Insurance | General Topics

The Real Cost of Snow Plowing Accidents in Central New York: Why Coverage Gaps Hurt More Than You Think

December 31st, 2025|8 min read

Business Insurance | General Topics

Understanding Commercial Policy Exclusions: What Your Central New York Business Insurance Doesn't Cover

December 29th, 2025|5 min read

Navigating Central NY Insurance? We've got the map! Join our newsletter for clarity and savings.

General Topics

Indemnification and Waiver of Subrogation Clauses: Understanding Contract Requirements for Central New York Businesses

December 24th, 2025|6 min read

Business Insurance | General Topics

Snow Plowing Contract Red Flags: Insurance Clauses CNY Plowers Should Understand Before Signing

December 22nd, 2025|8 min read

Home Insurance | landlord insurance | Business Insurance

The Importance of Being Listed as an Additional Insured on CNY Policies

December 19th, 2025|4 min read

Business Insurance | Workers Compensation | business auto

How Hiring Drivers or Subcontractors Affects Your Snow Plowing Insurance in Central New York

December 17th, 2025|7 min read

General Topics

New York Scaffold Law: Liability Implications for CNY Contractors

December 15th, 2025|7 min read

business auto

How to Insure Your Truck for Snow Plowing in Central New York: 6 Essential Steps

December 12th, 2025|4 min read

Business Insurance

Primary and Non-Contributory Coverage: Understanding Additional Insured Requirements in Central New York

December 10th, 2025|5 min read

Need Help?

Reach out to our insurance experts if you have any questions!

Get in Touch

Business Insurance

Business Income Insurance in Central New York: Coverage When Operations Stop

December 8th, 2025|4 min read

Business Insurance | business property coverage

4 Factors That Affect the Cost of Home-Based Business Insurance in CNY

December 5th, 2025|4 min read

Business Insurance | commercial umbrella insurance

Stacking Excess Liability Coverage Above Your Commercial Umbrella: A Guide for Central New York Businesses

December 3rd, 2025|5 min read

Business Insurance | COI

Certificate Holder vs. Additional Insured: Key Coverage Differences for Central New York Businesses

December 1st, 2025|6 min read

Home Insurance | Business Insurance

Home-Based Businesses: Is Homeowners Insurance Enough?

November 28th, 2025|7 min read

Business Insurance

Social Media Liability Insurance for Central New York Businesses

November 26th, 2025|4 min read

How Telematics Programs Affect Your CNY Auto Insurance Rates

November 24th, 2025|4 min read

Car Insurance

Rental Car Reimbursement Coverage: What It Is and How It Works

November 21st, 2025|7 min read