Daniel J. Middleton
Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.
Does a Liability Waiver Actually Hold Up in Central New York?
August 3rd, 2026|2 min read
Business Insurance | Employment Practices Liability Insurance | EPLI
Employment Practices Liability Insurance: Can You Afford to Operate Without it?
July 31st, 2026|5 min read
Does a Business Owners Policy Cover Everything Your CNY Fitness Studio Does?
July 29th, 2026|3 min read
What Coverage Limits Should CNY Contractors Require from Subcontractors?
July 27th, 2026|4 min read
Business Insurance | General Liability | business property coverage
How to Choose Insurance Coverage for Your CNY Contracting Business
July 24th, 2026|7 min read
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What Your CNY Construction Contract Should Say About Subcontractor Insurance
July 22nd, 2026|4 min read
Accounting and Bookkeeping Firm Insurance in Central New York: What Each Coverage Type Does
July 20th, 2026|3 min read
Top 5 Reasons Subcontractors Need Their Own Insurance
July 17th, 2026|5 min read
Arborist and Tree Service Insurance: Covering the Risks a Landscaping Policy Leaves Out in CNY
July 15th, 2026|3 min read
When an E-Bike Rider Hits Your Car in Central New York: Understanding Your Coverage Options
July 13th, 2026|4 min read
Scheduled Personal Property Coverage: Insuring Your Most Valuable Things
July 10th, 2026|6 min read
Home Insurance | Renters Insurance | General Topics
Does Your Homeowners or Renters Policy Cover Your E-Bike in Central New York?
July 8th, 2026|3 min read
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Get in TouchE-Bikes in Central New York: Riding Within the Rules
July 6th, 2026|3 min read
Home Insurance | General Topics
How Do I Insure an Expensive Bicycle in Central New York?
July 3rd, 2026|4 min read
If Your Insurance Company Closes, Are You Still Covered? What New York's Guaranty Fund Means for CNY Policyholders
July 1st, 2026|3 min read
Home Insurance | Equipment Breakdown Insurance
Does Your Homeowners Insurance Cover a Broken Furnace? What CNY Homeowners Should Know About Equipment Breakdown Coverage
June 29th, 2026|3 min read
A Comprehensive Horan Guide to Homeowners Insurance
June 26th, 2026|17 min read
Service Contracts vs. Insurance: What CNY Drivers and Homeowners Should Understand Before Signing
June 24th, 2026|3 min read
The Duty to Defend in New York Liability Policies: Why It Belongs to the Insurer, Not You
June 22nd, 2026|3 min read
After an Incident, What You Do Before Calling Your Insurer Can Cost You
June 17th, 2026|3 min read