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Daniel J. Middleton

Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.

Business Insurance | business property coverage

4 Factors That Affect the Cost of Home-Based Business Insurance in CNY

December 5th, 2025|4 min read

Business Insurance | commercial umbrella insurance

Stacking Excess Liability Coverage Above Your Commercial Umbrella: A Guide for Central New York Businesses

December 3rd, 2025|5 min read

Business Insurance | COI

Certificate Holder vs. Additional Insured: Key Coverage Differences for Central New York Businesses

December 1st, 2025|6 min read

Home Insurance | Business Insurance

Home-Based Businesses: Is Homeowners Insurance Enough?

November 28th, 2025|7 min read

Business Insurance

Social Media Liability Insurance for Central New York Businesses

November 26th, 2025|4 min read

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How Telematics Programs Affect Your CNY Auto Insurance Rates

November 24th, 2025|4 min read

Car Insurance

Rental Car Reimbursement Coverage: What It Is and How It Works

November 21st, 2025|7 min read

General Topics

Understanding Your Insurance Agency's Role in the Claims Process

November 19th, 2025|3 min read

General Topics

Why Your CNY Insurance Rates Increased When Nothing About You Changed

November 17th, 2025|3 min read

Home Insurance | Seasonal Home Insurance

Navigating Insurance Challenges for Your CNY Camp: Tips and Insights for Helping to Address Your Dream Retreat

November 14th, 2025|4 min read

commercial umbrella insurance

Commercial Umbrella vs. Excess Liability Insurance: How Central New York Businesses Can Choose Between These Coverage Options

November 12th, 2025|8 min read

Workers Compensation

Employers Liability Coverage in Your New York Workers Compensation Policy: How Central New York Businesses Benefit from This Often-Overlooked Feature

November 10th, 2025|3 min read

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General Topics

CNY Weather Risk Management: How Central New York Businesses Can Address Seasonal Insurance Challenges

November 5th, 2025|9 min read

commercial umbrella insurance

Understanding Commercial Umbrella Insurance: How Central New York Businesses Can Choose Suitable Coverage

November 3rd, 2025|8 min read

Renters Insurance

What Happens to Your Renters Insurance When Moving Between CNY Apartments

October 29th, 2025|5 min read

Renters Insurance

How Renters Insurance Works with Roommates in Central New York

October 27th, 2025|4 min read

Manufactured Home Insurance

Mobile Homes vs. Manufactured Homes vs. Modular Homes: Understanding the Distinctions in Central New York

October 22nd, 2025|5 min read

Manufactured Home Insurance

Manufactured Home Insurance in Central New York: Understanding Coverage and Carrier Options

October 20th, 2025|6 min read

Home Insurance

Working with Contractors After a Claim: What CNY Policyholders Should Know

October 15th, 2025|5 min read

Home Insurance

CNY Home Insurance Claims: When Material Depreciation Becomes a Dispute

October 13th, 2025|5 min read