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Daniel J. Middleton

Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.

Business Insurance

Understanding Landscapers Insurance: A Guide for CNY Business Owners

February 13th, 2026|5 min read

Business Insurance

HVAC Contractor Insurance: Equipment, Liability, and Seasonal Coverage in CNY

February 11th, 2026|12 min read

Business Insurance

Plumber Insurance: Coverage for Your CNY Plumbing Business Against Water Damage Claims

February 9th, 2026|10 min read

Business Insurance | General Liability

Painter’s Insurance: Brushing Up On the Basics

February 6th, 2026|5 min read

Business Insurance

Electrician Insurance: Coverage for Licensed Electrical Contractors in CNY

February 4th, 2026|10 min read

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Business Insurance

Roofing Contractor Insurance in CNY: Navigating Height-Risk Challenges

February 2nd, 2026|8 min read

Business Insurance | product liability insurance

How Product Liability Insurance Offers Essential Business Coverage in CNY

January 30th, 2026|3 min read

Business Insurance

Product Liability for CNY Retailers: When You're Liable for Products You Didn't Make

January 28th, 2026|5 min read

Business Insurance

Pop-Up Shops, Farmers Markets, and Temporary Retail Insurance for CNY Seasonal Vendors

January 26th, 2026|15 min read

Business Insurance | Cyber Liability Insurance

Cyber Liability Insurance: Coverage Considerations for Central New York Businesses in the Digital Age

January 23rd, 2026|5 min read

Business Insurance | Cyber Liability Insurance

Cyber Liability and POS Security for CNY Retailers

January 21st, 2026|14 min read

Business Insurance

Employee Theft and Crime Coverage for CNY Retail Businesses

January 19th, 2026|9 min read

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Home Insurance

The Difference Between Replacement Cost and Actual Cash Value Coverage and Why It Matters for Your Property and Belongings

January 16th, 2026|5 min read

Business Insurance | General Topics

How to Choose Between Replacement Cost and Actual Cash Value Coverage for Your Central New York Business

January 14th, 2026|4 min read

General Topics

Replacement Cost vs. Actual Cash Value Coverage: Understanding Commercial Property Insurance Options in Central New York

January 12th, 2026|3 min read

General Topics

Insurance Claims: Frequency vs. Severity

January 9th, 2026|3 min read

Business Insurance

When to Increase Your Snow Plowing Insurance Coverage in Central New York: 5 Growth Triggers That Signal It's Time

January 7th, 2026|8 min read

Business Insurance | General Topics

Defense Within Limits vs. Defense Outside Limits: How Legal Defense Costs Affect Your Central New York Business Insurance

January 5th, 2026|3 min read

Business Insurance | General Topics

The Real Cost of Snow Plowing Accidents in Central New York: Why Coverage Gaps Hurt More Than You Think

December 31st, 2025|8 min read

Business Insurance | General Topics

Understanding Commercial Policy Exclusions: What Your Central New York Business Insurance Doesn't Cover

December 29th, 2025|5 min read