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Daniel J. Middleton

Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.

GAP Insurance for Leased Vehicles in Central New York: What Drivers Should Know Before Signing

Car Insurance

GAP Insurance for Leased Vehicles in Central New York: What Drivers Should Know Before Signing

April 22nd, 2026|4 min read

Going Electric in Central New York? Here's the EV Insurance Cost You're Not Calculating

Car Insurance

Going Electric in Central New York? Here's the EV Insurance Cost You're Not Calculating

April 20th, 2026|5 min read

Does My Personal Auto Insurance Cover Business Use

Car Insurance | Business Insurance

Does My Personal Auto Insurance Cover Business Use

April 17th, 2026|4 min read

Vehicles, Trailers, and the Gaps Small CNY Business Owners Often Overlook in Commercial Auto Coverage

business auto

Vehicles, Trailers, and the Gaps Small CNY Business Owners Often Overlook in Commercial Auto Coverage

April 15th, 2026|4 min read

Insuring a Small Commercial Building in Central New York: What Property Owners Should Know Beyond Lessor's Risk

Business Insurance | lessor’s risk insurance

Insuring a Small Commercial Building in Central New York: What Property Owners Should Know Beyond Lessor's Risk

April 13th, 2026|5 min read

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Why New York Businesses Need Professional Liability Insurance

Business Insurance | professional liability insurance

Why New York Businesses Need Professional Liability Insurance

April 10th, 2026|8 min read

Technology E&O Insurance for CNY IT Consultants and Managed Service Providers

Business Insurance | professional liability insurance

Technology E&O Insurance for CNY IT Consultants and Managed Service Providers

April 8th, 2026|5 min read

Real Estate Agent E&O Insurance in Central New York: The Coverage Gap Your General Liability Policy Won't Fill

Business Insurance

Real Estate Agent E&O Insurance in Central New York: The Coverage Gap Your General Liability Policy Won't Fill

April 6th, 2026|4 min read

Painter’s Insurance: When the First Coat Isn’t Enough

Business Insurance

Painter’s Insurance: When the First Coat Isn’t Enough

April 3rd, 2026|5 min read

The Coinsurance Clause: Why Your Commercial Property Claim May Pay Less Than You Expect

Business Insurance

The Coinsurance Clause: Why Your Commercial Property Claim May Pay Less Than You Expect

April 1st, 2026|3 min read

How Business Interruption Insurance Actually Pays Out After a Covered Loss

Business Owners Insurance

How Business Interruption Insurance Actually Pays Out After a Covered Loss

March 30th, 2026|5 min read

Why Lessor's Risk Insurance Can Be Important for Commercial Property Owners in CNY

Business Insurance | lessor’s risk insurance

Why Lessor's Risk Insurance Can Be Important for Commercial Property Owners in CNY

March 27th, 2026|8 min read

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How Multi-Location Blanket Coverage Works for Businesses Operating Across Several Sites

Business Insurance

How Multi-Location Blanket Coverage Works for Businesses Operating Across Several Sites

March 25th, 2026|6 min read

The Experience Modification Factor: Why Your Workers Comp Premium Keeps Climbing in New York

Business Insurance | Workers Compensation

The Experience Modification Factor: Why Your Workers Comp Premium Keeps Climbing in New York

March 23rd, 2026|5 min read

A Guide to Commercial Auto Insurance in Central New York

Business Insurance

A Guide to Commercial Auto Insurance in Central New York

March 20th, 2026|13 min read

Hired and Non-Owned Auto Insurance: The Coverage Gap CNY Businesses Don't See Coming

business auto

Hired and Non-Owned Auto Insurance: The Coverage Gap CNY Businesses Don't See Coming

March 18th, 2026|4 min read

Liquor Liability Insurance for CNY Venues, Event Spaces, and Caterers

Business Insurance

Liquor Liability Insurance for CNY Venues, Event Spaces, and Caterers

March 16th, 2026|6 min read

Bar and Tavern Liquor Liability Insurance for CNY Businesses

Business Insurance

Bar and Tavern Liquor Liability Insurance for CNY Businesses

March 13th, 2026|6 min read

How Blanket Coverage Combines Building and Contents Limits for CNY Businesses

Business Insurance

How Blanket Coverage Combines Building and Contents Limits for CNY Businesses

March 11th, 2026|5 min read

Builder's Risk Insurance for Contractors: Coverage for Your Central New York Construction Projects

Business Insurance | Builder's Risk

Builder's Risk Insurance for Contractors: Coverage for Your Central New York Construction Projects

March 9th, 2026|4 min read