Daniel J. Middleton
Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.
Why The Insurer Totaled Your Car and How it Impacts Your Insurance Claim
May 15th, 2026|4 min read
When Your Car Is Totaled in New York: What the Claims Process Actually Looks Like
May 13th, 2026|5 min read
Car Insurance | General Topics
Comparative Fault Reform in Albany: What the Auto Insurance Debate Means for Central New York Drivers
May 11th, 2026|3 min read
What is Supplemental Spousal Liability Insurance and Do I Need It?
May 8th, 2026|4 min read
When a Spouse Dies: How It Affects Your Supplemental Spousal Liability Coverage in Central New York
May 6th, 2026|3 min read
Storing a Vehicle for Winter in Central New York: What Your Auto Insurance Policy Actually Covers
May 4th, 2026|4 min read
If I’m Not in a Flood Zone, Do I Need Flood Insurance?
May 1st, 2026|6 min read
Allegany Insurance Group: The Horan Review
April 29th, 2026|5 min read
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General Topics | Flood Insurance
Neptune Flood Insurance: The Horan Review
April 27th, 2026|6 min read
How to Know If Horan is a Suitable Independent Agency for You
April 24th, 2026|4 min read
GAP Insurance for Leased Vehicles in Central New York: What Drivers Should Know Before Signing
April 22nd, 2026|4 min read
Going Electric in Central New York? Here's the EV Insurance Cost You're Not Calculating
April 20th, 2026|5 min read
Car Insurance | Business Insurance
Does My Personal Auto Insurance Cover Business Use
April 17th, 2026|4 min read
Vehicles, Trailers, and the Gaps Small CNY Business Owners Often Overlook in Commercial Auto Coverage
April 15th, 2026|4 min read
Business Insurance | lessor’s risk insurance
Insuring a Small Commercial Building in Central New York: What Property Owners Should Know Beyond Lessor's Risk
April 13th, 2026|5 min read
Business Insurance | professional liability insurance
Why New York Businesses Need Professional Liability Insurance
April 10th, 2026|8 min read
Business Insurance | professional liability insurance
Technology E&O Insurance for CNY IT Consultants and Managed Service Providers
April 8th, 2026|5 min read
Real Estate Agent E&O Insurance in Central New York: The Coverage Gap Your General Liability Policy Won't Fill
April 6th, 2026|4 min read
Painter’s Insurance: When the First Coat Isn’t Enough
April 3rd, 2026|5 min read
The Coinsurance Clause: Why Your Commercial Property Claim May Pay Less Than You Expect
April 1st, 2026|3 min read