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Daniel J. Middleton

Daniel is an accomplished content creator. He has been working in publishing for almost two decades. Horan Companies hired Daniel as its content manager in November 2022. The agency entrusted its messaging to him. Since then, Daniel has written insurance articles, service pages, PDF guides, and more. All in an effort to educate CNY readers. He's helping them understand the world of insurance so they can make informed decisions.

The Importance of Being Listed as an Additional Insured on CNY Policies

Home Insurance | landlord insurance | Business Insurance

The Importance of Being Listed as an Additional Insured on CNY Policies

December 19th, 2025|4 min read

How Hiring Drivers or Subcontractors Affects Your Snow Plowing Insurance in Central New York

Business Insurance | Workers Compensation | business auto

How Hiring Drivers or Subcontractors Affects Your Snow Plowing Insurance in Central New York

December 17th, 2025|7 min read

New York Scaffold Law: Liability Implications for CNY Contractors

General Topics

New York Scaffold Law: Liability Implications for CNY Contractors

December 15th, 2025|7 min read

How to Insure Your Truck for Snow Plowing in Central New York: 6 Essential Steps

business auto

How to Insure Your Truck for Snow Plowing in Central New York: 6 Essential Steps

December 12th, 2025|4 min read

Primary and Non-Contributory Coverage: Understanding Additional Insured Requirements in Central New York

Business Insurance

Primary and Non-Contributory Coverage: Understanding Additional Insured Requirements in Central New York

December 10th, 2025|5 min read

Business Income Insurance in Central New York: Coverage When Operations Stop

Business Insurance

Business Income Insurance in Central New York: Coverage When Operations Stop

December 8th, 2025|4 min read

4 Factors That Affect the Cost of Home-Based Business Insurance in CNY

Business Insurance | business property coverage

4 Factors That Affect the Cost of Home-Based Business Insurance in CNY

December 5th, 2025|4 min read

Stacking Excess Liability Coverage Above Your Commercial Umbrella: A Guide for Central New York Businesses

Business Insurance | commercial umbrella insurance

Stacking Excess Liability Coverage Above Your Commercial Umbrella: A Guide for Central New York Businesses

December 3rd, 2025|5 min read

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Certificate Holder vs. Additional Insured: Key Coverage Differences for Central New York Businesses

Business Insurance | COI

Certificate Holder vs. Additional Insured: Key Coverage Differences for Central New York Businesses

December 1st, 2025|6 min read

Home-Based Businesses: Is Homeowners Insurance Enough?

Home Insurance | Business Insurance

Home-Based Businesses: Is Homeowners Insurance Enough?

November 28th, 2025|7 min read

Social Media Liability Insurance for Central New York Businesses

Business Insurance

Social Media Liability Insurance for Central New York Businesses

November 26th, 2025|4 min read

How Telematics Programs Affect Your CNY Auto Insurance Rates

How Telematics Programs Affect Your CNY Auto Insurance Rates

November 24th, 2025|4 min read

Rental Car Reimbursement Coverage: What It Is and How It Works

Car Insurance

Rental Car Reimbursement Coverage: What It Is and How It Works

November 21st, 2025|7 min read

Understanding Your Insurance Agency's Role in the Claims Process

General Topics

Understanding Your Insurance Agency's Role in the Claims Process

November 19th, 2025|3 min read

Why Your CNY Insurance Rates Increased When Nothing About You Changed

General Topics

Why Your CNY Insurance Rates Increased When Nothing About You Changed

November 17th, 2025|3 min read

Navigating Insurance Challenges for Your CNY Camp: Tips and Insights for Helping to Address Your Dream Retreat

Home Insurance | Seasonal Home Insurance

Navigating Insurance Challenges for Your CNY Camp: Tips and Insights for Helping to Address Your Dream Retreat

November 14th, 2025|4 min read

Commercial Umbrella vs. Excess Liability Insurance: How Central New York Businesses Can Choose Between These Coverage Options

commercial umbrella insurance

Commercial Umbrella vs. Excess Liability Insurance: How Central New York Businesses Can Choose Between These Coverage Options

November 12th, 2025|8 min read

Employers Liability Coverage in Your New York Workers Compensation Policy: How Central New York Businesses Benefit from This Often-Overlooked Feature

Workers Compensation

Employers Liability Coverage in Your New York Workers Compensation Policy: How Central New York Businesses Benefit from This Often-Overlooked Feature

November 10th, 2025|3 min read

CNY Weather Risk Management: How Central New York Businesses Can Address Seasonal Insurance Challenges

General Topics

CNY Weather Risk Management: How Central New York Businesses Can Address Seasonal Insurance Challenges

November 5th, 2025|9 min read

Understanding Commercial Umbrella Insurance: How Central New York Businesses Can Choose Suitable Coverage

commercial umbrella insurance

Understanding Commercial Umbrella Insurance: How Central New York Businesses Can Choose Suitable Coverage

November 3rd, 2025|8 min read